₹ Loan Against Property - LAP Value of your residential or commercial property and get high value with attractive interest rates for business, personal, or expansion needs Apply Now Key Benefits Lower Interest Rates compared to unsecured loans High Loan Amount Starting from 60% to 90% of property value Keep on Using Your Property While It is Mortgaged Flexible Tenure up to 15–20 years Quick and Convenient Processing Balance Transfer Facility Available Eligibility Criteria Minimum Age Required 21 Years Salaried / Self employeed / Business / Govt Employee) Maximum Age at Loan Maturity between 65–70 Years Property Title must be clear (Residential/ Commercial/Industrial) Property should be legally approved and free from any disputes CIBIL Score 700 or above Required Documents Income Proof for Salaried – Salary Slips/Bank Statments/Form 16 / ITR Property Documents – Sale Deed/Title Deed/Property Chain Doc./ Income Proof if Self-employed – ITR/Business Reg. Proof/Gst if applicable / Bank Statements KYC and Address Proofx Employment proof Bank statements (last 6 months) Processing Time 48-72 Hours Get Your Loan Approved in Record Time Ready to Apply ? Start your home loan application now and get quick approval Apply Now